:root{
  --bg:#f6f4ef; --paper:#ffffff; --ink:#172433; --muted:#687483; --navy:#1e2c4b; --blue:#2a5d88;
  --gold:#d0a23a; --soft:#eef4f8; --sand:#efe5cf; --line:#dde4ea; --green:#2e7356;
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.65}
a{text-decoration:none;color:inherit}
.container{width:min(1140px,calc(100% - 36px));margin:auto}
.topbar{background:var(--navy);color:#e7eff8;font-size:.82rem;padding:8px 0}.topbar .container{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}
header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{min-height:76px;display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:22px}.brand{font-weight:900;letter-spacing:.07em}.brand strong{color:var(--gold)}
.menu{display:flex;justify-content:center;gap:22px;color:#5b6878;font-size:.92rem}.cta{justify-self:end}
.button{display:inline-flex;align-items:center;justify-content:center;padding:11px 17px;border-radius:12px;font-weight:800}.button.main{background:var(--navy);color:#fff}.button.line{background:#fff;border:1px solid #cad4de;color:var(--navy)}
.hero{padding:68px 0 46px}.hero-layout{display:grid;grid-template-columns:1.05fr .95fr;gap:38px;align-items:center}
.pretitle{display:inline-block;padding:7px 11px;border-radius:999px;background:var(--sand);color:#976b18;font-size:.75rem;font-weight:900;letter-spacing:.09em;text-transform:uppercase}
h1{font-family:Georgia,serif;font-size:clamp(2.8rem,6vw,5.15rem);line-height:1.01;letter-spacing:-.045em;margin:18px 0}
.lead{font-size:1.08rem;color:var(--muted)}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.photo{background:#fff;border:1px solid var(--line);border-radius:26px;overflow:hidden;box-shadow:0 20px 50px rgba(18,33,49,.09)}.photo img{display:block;width:100%}.photo figcaption{padding:12px 15px;color:var(--muted);font-size:.84rem}
.ribbon{background:#fff;border-block:1px solid var(--line)}.ribbon-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;padding:20px 0;text-align:center}.ribbon-grid strong{display:block;color:var(--blue);font-size:1.04rem}
.section{padding:62px 0}.section.white{background:#fff;border-block:1px solid var(--line)}.head{max-width:760px;margin:0 auto 30px;text-align:center}.head h2{font-family:Georgia,serif;font-size:2.42rem;margin:0 0 8px}.muted{color:var(--muted)}
.cards{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:18px}.card,.panel{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px}.card.featured{background:#243650;color:#fff}.card.featured .muted{color:#dae6f1}
.kicker{font-size:.72rem;font-weight:900;letter-spacing:.09em;text-transform:uppercase;color:var(--blue)}.card.featured .kicker{color:#f4d483}
.dual{display:grid;grid-template-columns:.95fr 1.05fr;gap:22px}.notice{background:#eef7f2;border:1px solid #d0e6da;border-radius:14px;padding:15px;color:#24543f}.checkgrid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.mini{background:var(--soft);border:1px solid #dbe7ef;border-radius:14px;padding:16px}
.timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.step{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:16px;padding:19px}.step span{display:block;color:#956914;font-weight:900;margin-bottom:7px}
.twocol{display:grid;grid-template-columns:1fr 1fr;gap:20px}details{border-top:1px solid var(--line);padding:14px 0}summary{cursor:pointer;font-weight:800}
.contact{padding:11px 0;border-bottom:1px solid var(--line)}.contact:last-child{border-bottom:0}
footer{padding:30px 0 94px;border-top:1px solid var(--line);color:#788491;font-size:.86rem}.footer-flex{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}
.cookie{display:none;position:fixed;left:16px;right:16px;bottom:16px;z-index:50;max-width:920px;margin:auto;background:#12263b;color:#fff;border-radius:16px;padding:16px;align-items:center;justify-content:space-between;gap:14px;box-shadow:0 18px 55px rgba(0,0,0,.25)}.cookie.show{display:flex}.cookie p{margin:0;color:#dce7ef;font-size:.9rem}.cookie button{padding:10px 14px;border-radius:9px;font-weight:800;cursor:pointer}.accept{background:#e2b649;color:#30220d;border:0}.reject{background:transparent;color:#fff;border:1px solid #708394}
@media(max-width:900px){.nav{grid-template-columns:auto auto}.menu{display:none}.cta{justify-self:end}.hero-layout,.dual,.twocol{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.timeline,.ribbon-grid,.checkgrid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.cards,.timeline,.ribbon-grid,.checkgrid{grid-template-columns:1fr}.cookie{flex-direction:column;align-items:flex-start}}